ARE YOU READY TO OWN A HOME?
Welcome to the American Dream...homeownership! Buying a home is one of the biggest decisions you’ll make and 1st Reliant is here to help. We realize that the loan application process can be stressful and difficult to understand, which is why we offer each client personal service to ensure things run smoothly. Not only are we here to guide you through the application process, but specialists will also help you understand the entire home loan process. Refinancing your home has never been easier.
Have a consistent, predictable monthly mortgage payment for the life of your loan. A Fixed-Rate Loan gives you the peace of mind that your monthly payments won’t change, regardless of interest rate fluctuations.
A loan with a lower starting interest rate that can fluctuate annually according to the financial index. Great for customers who plan to move in the near future and aren’t worried about their interest rate increasing.
Qualify with a low credit score and 3.5% down payment. Insured by the Federal Housing Administration, FHA loans include mortgage insurance, which protects the lender from loss if the borrower defaults on the loan.
Buy a home with no down payment. Guaranteed by the Veterans Affairs Department, a VA Loan does not require any money down (for qualified buyers) or private mortgage insurance (PMI), and offers competitive interest rates.
We offer flexible financing for larger loans up to $3 million, available for primary residences, investment properties, or a variety of other terms. Choose from fixed or adjustable rates. Jumbo Loans may have higher interest rates and require larger down payments.